Your Credit Repair Action Plan

Here's a quick checklist to develop an action plan for doing your own credit repair.

  • Get a copy of your three-in-one credit report
  • Highlight any incorrect, outdated, and incomplete accounts
  • Create a filing system for your dispute letter(s).  Follow these recommendations for getting organized.
  • Choose a credit repair technique
  • Write your dispute letter(s) using these tips.
  • Send your letters certified mail with return receipts.
  • Get in the habit of pulling your credit score every 2-3 months to check for progress.