FAQ

We will maximize your credit score with our 4 cycle approach!

Our 4 Cycle approach goes beyond just removing inaccurate and negative items from your credit report and attacks all the elements used in deriving your credit score make-up.

Our 4 cycle approach is currently averaging 87 points on mid-credit score.


  • Our cost structure for this program is 5 monthly installment payments of $190.00 for an individual or 5 monthly installment payments of $340.00 if you are signing up as a couple. The setup fee is your initial payment. We also accept by-monthly payments.
  • Pricing includes initial consultation and analysis.
  • Credit score maximization using 4 cycle 120 day technique.
  • Cycle 1: Verification process directed at the 3 major credit bureaus.
  • Cycle 2: Validation process.
  • Cycle 3: Termination of inaccurate information.
  • Cycle 4: Restructuring – New trade line additional
  • Complete final evaluation where you are given a future road-map for continued credit score success.
  • If you should require the removal of any accounts in dispute at the completion of this program we will do that for you free of charge!

Individual  signup 
Couple  signup 

Refund Policy:

If we are unable to achieve the short-term goals as outlined in your evaluation and you have done as we have asked in the evaluation, we will work on your credit file for free for up to 2 months or until we have met the short term credit goals we outlined for you. If after two months of working with you beyond the program time, we are still unable to achieve those written goals as defined in your evaluation we will refund you your money in full at that time.