FAQ

We will maximize and re-establish your credit with our 12 month program!

This 12 month program is designed to not only help clean up your credit but also to help you re-establish and build credit history during the 12 month program period. At the conclusion of this program you will be in a position to further build your credit as time progresses. This is achieved by helping you open at least 3 active revolving credit lines in addition to removing negative items off your credit file which further emphasizes the impact of the positive trade lines.

Our 12 month program is currently averaging 120+ points on mid-credit score.


  • Pricing includes initial debt consultation and analysis and program break down.
  • 12 month monitoring and mentoring of one's credit with quarterly status updates to Loan Officers.
  • Reporting of our payment program and the lease option payments made to TransUnion. This gives you credit for the positive payments you will be making while in the Lease Option program.
  • 4 Cycle Score Maximization Program with a 2 Cycle Derogatory Program. This is designed to clean the negative items off your credit score within the first 6 months and from there it's about building and strengthening your credit file.
  • If at the conclusion of this program you need additional time to exercise the lease option, not related to eCreditAdvisor, we will continue to work with you in both a monitoring and mentoring capacity.
  • Complete final evaluation where you are given a future road-map for continued credit score improvement and credit success.

Individual $1188.00 signup 
Couple $2268.00 signup 

Refund Policy:

ECA Guarantee If we are unable to achieve the short-term goals as outlined in your evaluation and you have done as we have asked in the evaluation, we will work on your credit file for free for up to 2 months or until we have met the short term credit goals we outlined for you. If after two months of working with you beyond the program time, we are still unable to achieve those written goals as defined in your evaluation we will refund you your money in full at that time.